|
California Home Buying Center
Loan
Application
***Please
Read Below! We care about your credit!***
|
Please
be aware that if you are applying with multiple lenders, your credit
score will drop if it is accessed excessively. A credit score lowered
by excessive inquiries may prevent a borrower from qualifying for the
lowest rate or for a particular loan program. Because we do not want to
jeopardize your rating, we do not collect social security information
nor do we run your credit without first speaking with you and obtaining
authorization.
Based
upon the information you provide, a loan counselor will evaluate your
information (without obligation) for pre-qualification, inform
you of your options, and discuss the next steps in your process.
|
|
|
Do you have a completed appraisal |
|
|
Is Escrow Already opened |
|
|
Have you just been denied a loan |
|
|
Is your property in foreclosure |
|
|
Has a seller requested a "quick sale" |
|
|
Has an agent requested an approval letter |
|
|
Enter credit score(s) if you know them |
|
|
Applicant
Information
|
|
E-mail
Address
|
|
| Name |
|
| Address |
|
| City,
State, Zip |
|
| Home
Phone |
|
| Work
Phone |
|
| Best
Time To Call |
|
| Employer |
|
| Years
Employed |
|
| Gross
Monthly Income |
|
| Are
you self-employed |
|
| Can
You document your income |
|
| Approximate
Total Monthly debt (bills) |
|
Co-Applicant Information
|
| Check
box if there is no Co-Applicant |
|
| Name |
|
| Employer
Name |
|
| Years
Employed |
|
| Gross
Monthly Income |
|
| Are
you self-employed |
|
| Can
You document your income |
|
Existing Loan Information (Skip if this is
a purchase application)
|
| Type
of Property |
|
| Balance
on Existing Mortgage |
|
| Current
Monthly Payment |
|
| Current
Interest Rate |
Fixed
Adjustable |
| Estimated
Value of Home |
|
New Loan Information
|
| Loan
Amount |
|
Loan
Type
|
Down
Payment If Applicable
|
|
|
|
| Term |
|
| How
would you rate your credit? |
|
| Are
you a home owner? |
|
| If
this is a purchase, have you found a property yet? |
|
| If
this is a purchase, would you like a referral to a local real estate agent? |
|
| How
long have you owned your home |
|
| When
would you like your loan to close? |
|
|
|
|
|
|
